May 22, 2023 – Brandon Dingman If you’ve contributed to your company’s retirement plan, you have probably faced the decision of contributing pre-tax dollars or after-tax dollars. Although pre-tax is the traditional option for 401(k) contributions, many plans now offer Roth after-tax contributions as well. When deciding between the two options, it is important to…
April 24, 2023 – Ryan Berning The single biggest risk retirees face is using up all their resources in retirement. The good news is there are options to mitigate that risk. For many, the vision of a successful retirement is having the freedom to pursue hobbies, travel and spend time with friends and family without…
April 10, 2023 – Becca Craig While you can’t control the student loan cancellation stalemate in the courts, you can take advantage of several student loan programs in 2023. As millions of Americans gear up to resume student loan payments after a three-year hiatus, many are anxiously awaiting the Supreme Court’s ruling on President Biden’s student…
July 5, 2023 – Kevin Grogan, CFA, CFP® With stocks and bonds considerably down in 2022, many investors are questioning if diversification is still a smart investment strategy. In this episode of Buckingham Weekly Perspectives, Chief Investment Officer Kevin Grogan explores 50 years of quarterly returns and shares three reasons why we recommend diversification. From…
February 8, 2023 – Jared Kizer, CFA The arithmetic of active management is a simple investment concept that can be used to enhance portfolio performance. In this episode of Buckingham Weekly Perspectives, Head of Investment Research Jared Kizer explores this idea, explains the two types of investors and shares the possible costs of active management….
February 27, 2023 – Shawn Williamson, CPA While 529 plans are a popular way to fund expensive college educations, Buckingham Senior Tax Manager Shawn Williamson shares more options that may benefit both students and parents from a tax standpoint. According to a recent study, a year of tuition, books, supplies and day-to-day living expenses at a…
March 27, 2023 – Alex Kluesner, Investment Strategy Manager It’s a fair question to ask ourselves: Should my portfolio be exposed to foreign companies? The answer is nuanced and investor-specific, but ultimately, yes. Buckingham’s Investment Policy Committee (IPC) believes an allocation in your portfolio to companies outside of the U.S. is beneficial. Let’s look at…
March 13, 2023 – Jared Kizer, CFA The collapse of Silicon Valley Bank has caused many depositors to question the safety of their money. In this episode of Buckingham Weekly Perspectives, Head of Investment Research Jared Kizer takes a deep dive into what happened, why it occurred, the response of the Federal Reserve, how the…
January 2, 2023 Erica Bouchard, CFP® January is not only a perfect time to implement your personal and professional resolutions – it’s also a great reminder to review your financial goals, plans and strategies. Decades of data have proven that successful financial outcomes are more likely to happen because of purposeful and thoughtful planning. As…
November 21, 2022 – Matt Nelson Those who have inherited an IRA since 2020 may be finding it a challenge to keep up with evolving account distribution requirements and IRS messaging. Distribution rules the IRS proposed earlier this year only added to the confusion. Below are some common questions that should be considered when planning…
December 21, 2022 From a return perspective, 2022 has been a challenging year for the stock market. In this edition of Buckingham Weekly Perspectives, Managing Director of Investment Strategy Kevin Grogan shares the highs and lows over the last year and his outlook for 2023. From time-to-time we share third-party articles/information that may be of…
January 17, 2023 – Larry Swedroe While each year features new twists on the age-old investment stories, smart investors know how to apply the same basic principles to every event. That’s why one of my favorite sayings is that there’s nothing new in investing, only investment history you don’t know. Last year, however, investors did…
June 21, 2022 – Kent Schmidgall, Wealth Advisor Like kingdoms, tides and my teenage daughter’s emotions, the stock market rises and falls. Although market downturns are inevitable and expected, they are never pleasant to experience. On the bright side, these dips present an opportunity to make the proverbial lemonade out of lemons by allowing Uncle…
August 31, 2022 Everyone is talking about President Biden’s student debt forgiveness program. You may be wondering how the recently announced changes may impact you and your loved ones. In this episode of Buckingham Weekly Perspectives, Chief Planning Officer Jeffrey Levine takes a deep dive into the details of this important plan. He covers: The…
August 15, 2022 – Patrick Kuster, CFP®, AIF® Most investors have a process for deciding which investments to buy in their portfolio—with different objectives for building wealth over time. But once you’ve selected your investment mix, have you considered how the account that holds your investments affects what you ultimately earn? A potential game changer…
