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Ways to Increase Your Wealth When Your Income Is Flat

Income inequality can arise from a number of things, like gender, race, social class and education. We know it’s an issue. But the most recent recession revealed what may be an even bigger problem: wealth inequality.

When we talk about wealth, we’re referring to everything you can claim as an asset, including savings accounts, your home and all your investments. With wealth, we can gain access to better financial opportunities. It can mean having money to invest when stock prices are low, as they were in 2009. It can also qualify us for more favorable loan rates or allow us to avoid borrowing altogether because we have enough savings to cover large expenses.

Even if you make a decent income, your wealth may not be growing. After all, if you don’t have money to save at the end of the month, how can you possibly increase your wealth?

Read the rest of the article on The New York Times.

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