It can be very difficult to separate the good advice from the questionable and the questionable from the downright irresponsible. Unfortunately, good advice doesn’t always walk around wearing a sign, but there are some red flags to help you avoid the so-called advice that’s actually irresponsible.
Case in point: What do you think when you hear someone is “forced” to do something? For me, it implies that there’s no other choice. So imagine my surprise when I read a quote in The Wall Street Journal last week that suggested that low interest rates are “forcing folks into riskier strategies in which they feel they will be more richly compensated.”
Read the rest of the article on The New York Times.